23.08.2022


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08.05.2023, solved by verified expert
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Answer:

See below:

Step-by-step explanation:

Total 100 points are divided into the following: 

Career Plan (20 points)

Income (20 points)

Housing and Transportation (30 points)

Financial Goals (15 points)

Life Goals (15 points)

Life Plan: Creating a Roadmap for Your Future

Creating a life plan is a crucial step towards achieving our personal and professional goals. A well-constructed plan includes various elements such as career goals, income, financial goals, housing, transportation, and life goals. In this essay, I will use sources A, D, and F to explain why creating a life plan is essential and how it can help us achieve our dreams.

Career Plan (20 points)

Source A, written by Mannering, highlights the importance of creating a well-structured career plan. A career plan outlines the pathway to achieving our career goals. A vague or non-specific pathway may result in confusion and unfulfillment. Therefore, a clear and explicit pathway should be provided, including at least three potential positions aligned with industry standards. Furthermore, we must identify the skills and training required for our chosen career path and create a plan to acquire those skills and training.

Income (20 points)

Source D, written by Holmes, emphasizes the significance of understanding our income and taxes. We must research and identify our gross income and calculate the yearly tax owed correctly. Holmes also emphasizes the importance of creating a detailed budget, accounting for all major items, and aligning our budget with our income.

Housing and Transportation (30 points)

Source A and F discuss the significance of housing and transportation in our life plan. Source A suggests that we identify a housing option aligned with our career goals and located close to our proposed jobs. Furthermore, we should identify a transportation option that aligns with our budget and career goals. Similarly, the cartoon in Source F suggests that we should prioritize transportation options that reduce the financial burden, such as cycling or public transport, over expensive cars.

Financial Goals (15 points)

Holmes, in Source D, emphasizes the importance of setting long-term financial goals and creating a specific plan to meet those goals. A specific plan should be developed, accounting for various factors such as income, taxes, and expenses.

Life Goals (15 points)

Source F discusses the significance of life goals in our life plan. We must identify our life goals and create a specific plan to support those goals. This can help us achieve a sense of purpose and fulfillment in our personal lives.

In conclusion, creating a life plan can help us achieve our personal and professional goals. A well-constructed plan includes various elements such as career goals, income, financial goals, housing, transportation, and life goals. Therefore, we must identify a clear and explicit pathway to achieving our career goals, understand our income and taxes, prioritize housing and transportation options aligned with our career goals and budget, set long-term financial goals, and identify our life goals and create a specific plan to support those goals.

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Business
Step-by-step answer
P Answered by PhD

The explanation of this question is given below in the explanation section.

Explanation:

 In this question, it is asked about to select one project among two given project based on the evaluation criteria. These evaluation criteria include:

Proven technologyEase of transitionProjected cost saving  

  Based on my analysis, I will select the project cairso because It has high transition and high projected cost saving.

The analysis of these project is shown in attached picture with this solution.

               


Suppose that you are trying to choose which of two IT projects to accept. Your company employs three
Business
Step-by-step answer
P Answered by PhD

The explanation of this question is given below in the explanation section.

Explanation:

 In this question, it is asked about to select one project among two given project based on the evaluation criteria. These evaluation criteria include:

Proven technologyEase of transitionProjected cost saving  

  Based on my analysis, I will select the project cairso because It has high transition and high projected cost saving.

The analysis of these project is shown in attached picture with this solution.

               


Suppose that you are trying to choose which of two IT projects to accept. Your company employs three
Business
Step-by-step answer
P Answered by Specialist

(f)None

Explanation:

Pay back period is the no of years in which cost of investment is recovered in the form of cash flow.

Project with cash back period of two years is acceptable .

Project 1

initial outlay of fund = 100 million dollar

cash flow in first two years = 50+50 = 100 million dollar

so it is acceptable because it recovers the project cost in first two years .

Project 2

initial outlay of fund = 80 million dollar

cash flow in first two years = 40+45 = 95

so it is acceptable because it recovers the project cost in first two years .

Project 3

initial outlay of fund = 70 million dollar

cash flow in first two years = 30+40 = 70

so it is acceptable because it recovers the project cost in first two years .

Project 4

initial outlay of fund = 60 million dollar

cash flow in first two years = 30+40 = 70

so it is acceptable because it recovers the project cost in first two years .

Project 5

initial outlay of fund = 50 million dollar

cash flow in first two years = 30+25 = 55

so it is acceptable because it recovers the project cost in first two years .

So none will be rejected

Business
Step-by-step answer
P Answered by PhD

payback:

A 2.5 less desirable

B 2.2

C 1.75 most desirable

net present value

A -33.89 less desirable

B 2,018

C 7,003 most desirable

Explanation:

payback period: the time of the investment at which recovers the initial investment:

the procedure is as follow:

investment - cash flow per year = carrying value

you repeat this until the cash flow of the next year is equal or higher than the carrying value once that occur you will divide to know at which portion of the year you obtain the payback

A

22,000 - 7,000 - 9,000 = 6,000

6,000 / 12,000 = 0.50

2.5 years

B

22,000 - 10,000 - 10,000 = 2,000

2,000 / 10,000 = 0.2

2.2 years

C

22,000 - 13,000 = 9,000

9,000 / 12,000 = 0.75

1.75 years

net present value: we calculate the discounted value of the cahs inflow:

A

7,000/1.12 + 9,000/1.12^{2} +12,000 / 1.12^{3}-22,000

-33.89212828

B

10,000/1.12 + 10,000/1.12^{2} +10,000 / 1.12^{3}-22,000

2018.312682

C

13,000/1.12 + 12,000/1.12^{2} +11,000 / 1.12^{3}-22,000

7003.052114

Business
Step-by-step answer
P Answered by PhD

payback:

A 2.5 less desirable

B 2.2

C 1.75 most desirable

net present value

A -33.89 less desirable

B 2,018

C 7,003 most desirable

Explanation:

payback period: the time of the investment at which recovers the initial investment:

the procedure is as follow:

investment - cash flow per year = carrying value

you repeat this until the cash flow of the next year is equal or higher than the carrying value once that occur you will divide to know at which portion of the year you obtain the payback

A

22,000 - 7,000 - 9,000 = 6,000

6,000 / 12,000 = 0.50

2.5 years

B

22,000 - 10,000 - 10,000 = 2,000

2,000 / 10,000 = 0.2

2.2 years

C

22,000 - 13,000 = 9,000

9,000 / 12,000 = 0.75

1.75 years

net present value: we calculate the discounted value of the cahs inflow:

A

7,000/1.12 + 9,000/1.12^{2} +12,000 / 1.12^{3}-22,000

-33.89212828

B

10,000/1.12 + 10,000/1.12^{2} +10,000 / 1.12^{3}-22,000

2018.312682

C

13,000/1.12 + 12,000/1.12^{2} +11,000 / 1.12^{3}-22,000

7003.052114

Mathematics
Step-by-step answer
P Answered by Master

The order from greatest to least :

Project B > Project  A > Project  D > Project  C

Step-by-step explanation:

Project A : A 20-inch by 15-inch blueprint with a scale of 1 inch to 4 feet and a projected cost of $22,000.

Scale factor = \frac{1 inch}{4 feet}

Length of the office building on blueprint = l =20 inch

Width of the office building on blueprint = b =15 inch

Real length of the office building on blueprint = L

=\frac{1 inch}{4feet}=\frac{20 inch}{L}

L = 80 feet

Real width of the office building on blueprint = B

\frac{1 inch}{4feet}=\frac{15 inch}{B}

B = 60 feet

Area of the building = L\times B=80 ft\times 60=4800 ft^2

Cost of project = $22,000

Cost of project per square foot =\frac{\$22,000}{4800 ft^2}=4.58 \$/ft^2

Project B : A 10-inch by 8-inch blueprint with a scale of 1 inch to 8 feet and a projected cost of $25,000.

Scale factor = \frac{1 inch}{8 feet}

Length of the office building on blueprint = l =10 inch

Width of the office building on blueprint = b =8 inch

Real length of the office building on blueprint = L

=\frac{1 inch}{8feet}=\frac{10 inch}{L}

L = 80 feet

Real width of the office building on blueprint = B

\frac{1 inch}{8feet}=\frac{8 inch}{B}

B = 64 feet

Area of the building = L\times B=80 ft\times 64=5120 ft^2

Cost of project = $25,000

Cost of project per square foot =\frac{\$25,000}{5120 ft^2}=4.88 \$/ft^2

Project C : A 15-inch by 12-inch blueprint with a scale of 1 inch to 6 feet and a projected cost of $27,000.

Scale factor = \frac{1 inch}{6 feet}

Length of the office building on blueprint = l =15 inch

Width of the office building on blueprint = b =12 inch

Real length of the office building on blueprint = L

=\frac{1 inch}{6 feet}=\frac{15 inch}{L}

L = 90 feet

Real width of the office building on blueprint = B

\frac{1 inch}{6feet}=\frac{12 inch}{B}

B = 72 feet

Area of the building = L\times B=90 ft\times 72ft=6480 ft^2

Cost of project = $27,000

Cost of project per square foot =\frac{\$27,000}{6480ft^2}=4.17\$/ft^2

Project D :An 8-inch by 6-inch blueprint with a scale of 1 inch to 12 feet and a projected cost of $30,000

Scale factor = \frac{1 inch}{12 feet}

Length of the office building on blueprint = l = 8 inch

Width of the office building on blueprint = b =6 inch

Real length of the office building on blueprint = L

=\frac{1 inch}{12 feet}=\frac{8 inch}{L}

L = 96 feet

Real width of the office building on blueprint = B

\frac{1 inch}{12feet}=\frac{6 inch}{B}

B = 72 feet

Area of the building = L\times B=96 ft\times 72ft=6912 ft^2

Cost of project = $27,000

Cost of project per square foot =\frac{\$30,000}{6912ft^2}=4.34\$/ft^2

Project B > Project  A > Project  D > Project  C

English
Step-by-step answer
P Answered by Master

Every Technique

Explanation:

Asteroid Company’s management is faced with the problem of financing a new project venture. Assume that management finances already-existing assets and those required for a new project with debts that have a value at maturity of Br. 4,200,000 for each project. Each of the debts is a zero-coupon debt and that the difference between Br. 4,200,000 and the present value of the debt at the start of each project is financed by equity capital. Management can decide to finance existing assets (Project X) and new project assets (Project Y) separately by using a project finance approach, or they could finance the combined projects using a corporate finance approach. Required: a. If management decided for corporate financing, i.e., cash flows from Projects X and Y are used jointly to repay the debts contracted for existing and new venture assets, what would be the payoffs to creditors and shareholders of the company under each scenario? b. If management decided for project financing, i.e., cash flows from Project Y are only used to repay the debts for that project, what would be the payoffs to creditors and shareholders of the company under each scenario? c. What are your recommendations for management under each of the foregoing financing alternatives considering contamination risk, conflict of interests, and coinsurance effect

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