Your answer should include:



Total monthly debt payment

Average monthly amount

Total monthly Expenses

To complete the activity "Complete a Budget" in the Student Activity Packet, follow the instructions given in each section. Here's a step-by-step guide on how to tackle each part of the activity:

Intro:
Start by discussing the prompt: Would you prefer a job with a variable weekly income but the potential to earn a higher salary based on your performance OR would you prefer a consistent weekly paycheck but without as much earning potential? Explain your preference.

Learn It:
1. Read the article "Salary vs. Hourly Pay: What Are the Differences?" to understand the differences between salary and hourly pay.
2. Answer the question: What are the differences between salary and hourly pay?
3. Consider how being an hourly employee can affect your budget planning.

Math Connection - Budgeting as an Hourly Employee:
1. Read the article "8 Tips for Budgeting When You Earn an Hourly Paycheck."
2. Answer the question: What do you think is the most important tip from the article for setting a budget when you earn an hourly paycheck?
3. Use the provided data (hours worked per month) to calculate your average hours worked per month. Round down to the nearest whole hour.
4. Use your average hours per month to calculate your average monthly gross income.
5. Calculate how much LESS than your average monthly gross income you earned during June. This will help you understand how your income fluctuates.
6. Consider how this difference in income may affect your spending in June.
7. Use the given guidance to estimate your monthly take-home pay after taxes by using the Free Paycheck Calculator.

Explore It:
In this exploration activity, you will construct a budget with some randomness involved. Follow the directions in each section:

Part I: Life Decisions:
1. Use the Wheel of Occupations to select an occupation.
2. Estimate your income by entering your job title and state on Indeed.com Salaries. Convert the income to a monthly value based on whether it is hourly or annual.
3. Enter your annual salary in the Paycheck Calculator to find your total income tax, including FICA and state taxes. Record your taxes due and total take-home pay after taxes.
4. Use the Wheel of Housing Situations to select a housing situation.
5. Find the average cost of rent or mortgage in your area and record the housing payment.
6. Use the Wheel of Student Loan Debts to find your student loan amount and record the student loan debt monthly payment.
7. Calculate your total savings based on the 50/30/20 rule, which allocates 20% of your after-tax income to savings.
8. Determine if your saving goal is more than your student loan payment. If there is any excess, record it as the portion towards your emergency fund.
9. Determine the total monthly health insurance costs based on the given averages.
10. Estimate your grocery bill and eating out budget.
11. Calculate your total food budget, including groceries and eating out.
12. Choose a transportation option and record the total transportation costs.
13. Choose the utilities you need and add up their average costs to determine the total utilities cost.

Part II: Let's Make a Budget:
1. Make a copy of the FA-4.9 Monthly Budget Spreadsheet and enter your monthly income and expenses from Part I.
2. Identify the value in the Difference box in cell C4.
3. If you have a negative number in cell C4, you are spending more than you are earning. If you have a positive number in cell C4, you are earning more than your expenses.
4. To achieve a zero-based budget, make adjustments to your expenses:
- Start with the items you chose: Food, optional insurance, transportation, optional utilities. Can you reduce those to bring your budget out of the negative?
- If possible, consider taking on 1 or 2 roommates to reduce housing and utility costs.
- If needed, adjust your monthly emergency fund savings.
- If you can't afford housing even with roommates, consider moving back home and adjust your housing cost accordingly.
- Allocate any extra money to saving, debt reduction, emergency fund, or discretionary expenses.

Part III: Reflection:
Answer the questions regarding your budgeting experience, difficulties faced, compromises made, and insights gained.

Completing this activity will give you a hands-on experience in budgeting and provide valuable insights into managing your finances effectively.

Answer:

Total Monthly debt payment = $5495.83
Total average monthly amount = $14962.5
Total monthly expenses = $5495.83

Note: Here some amounts are given as weekly and some as yearly. We can't add all amounts directly. For monthly payment we have to convert all the respective amounts into monthly payment first then only we can add.

Step-by-step explanation:

Note: Here some amounts are given as weekly and some as yearly. We can't add all amounts directly. For monthly payment we have to convert all the respective amounts into monthly payment first then only we can add. 

Monthly debt payment = car payment + rent + Telivision cable/satellite + internet + cell phones + car insurance + gas + groceries + entertainment + clothing + life insurance + student loan payment 

=750+1900+150+75+150+1450/12+400+100*4+50*4+200+50+1100= $5495.83

Annual Gross payment = $89500

monthly gross payment = 89500/12 = $7458.33

monthly savings = $7458.33 - $5495.83 = $1962.5

given that Johnsons have $13000 in savings. 

Thus, average monthly amount = $13000 + $1962.5 = $14962.5

Total monthly expenses are same as total monthly debt payment = $5495.83

Options:
a. 0.08 meters
b. 0.16 meters
c. 0.32 meters
d. 1.8 meters

Answer:
b. 0.16 meters

Explanation:
In the picture

Answer:
7.25 secs.

Explanation:
First find the distance it takes to stop
s = [v^2-u^2]/2a = 0^2 - 8.7^2/2[-2.4] = 8.7^2/4.8
Next find the time it takes to go that distance , s = ut +[1/2] at^2
8.7^2/4.8 = 8.7t +[1/2] [ -2.4]t^2 , rearrange and
t^2 -[8.7/1.2]+ 8.7^2/[(1.2)(4.8)]=0 complete the square
[t - (8.7/2.4)]^2=0
t = 8.7/2.4 = 3.625 secs
At this stage the deceleration will push the object back in the direction it came from for another 3.625 secs when it will be 8.7 m/s again
Total time , T =2t = 7.25 secs.

Note:
The term differential is used in calculus to refer to an infinitesimal (infinitely small) change in some varying quantity. For example, if x is a variable, then a change in the value of x is often denoted Δx (pronounced delta x). The differential dx represents an infinitely small change in the variable x.

First sum applied the Newton's second law motion: F = ma
Force = mass* acceleration
This motion define force as the product of mass times Acceleration (vs.Velocity). Since acceleration is the change in velocity divided by time,
force=(mass*velocity)/time
such that, (mass*velocity)/time=momentum/time
Therefore we get mass*velocity=momentum
Momentum=mass*velocity
Elephant mass=6300 kg; velocity=0.11 m/s
Momentum=6300*0.11
P=693 kg (m/s)
Dolphin mass=50 kg; velocity=10.4 m/s
Momentum=50*10.4
P=520 kg (m/s)
The elephant has more momentum(P) because it is large.

The change in temperature is 9.52°CExplanation:Since, the heat supplied by the electric kettle is totally used to increase the temperature of the water.Thus, from the law of conservation of energy can be stated as:Heat Supplied by Electric Kettle = Heat Absorbed by WaterHeat Supplied by Electric Kettle = m C ΔTwhere,Heat Supplied by Electric Kettle = 20,000 JMass of water = m = 0.5 kgSpecific Heat Capacity of Water = C = 4200 J/kg.°CChange in Temperature of Water = ΔTTherefore,20,000 J = (0.5 kg)(4200 J/kg.°C) ΔTΔT = 20,000 J/(2100 J/°C)ΔT = 9.52°C

Weight of barbell (m) = 100 kg
Uplifted to height (h) = 2m
Time taken= 1.5 s
Work done by Jordan = potential energy stored in barbell = mgh
= 100×2×9.8
= 1960J
Power = energy/time
= 1960/1.5
1306.67watts

Weight of jasmine (m) = 400 N
Height climbed on wall (h) = 5m
Total time taken in climbing = 5 sec
Work done in climbing the wall = rise in potential energy = mgh
= 400×9.8×51
= 19600J
Power generated by Jasmine = potential energy / time
= 19600/5
= 3920Watts

The horizontal and vertical motions of balloons are independent from each other.
Let vertical component of initial velocity U' horizontal component of initial velocity U"
Time of landing (t) is found with the help of vertical motion.
Since vertical component of initial velocity of balloon is zero(U' = 0)
From equation h = U't + 1/2gt^2
h = 1/2gt^2
t = √(2h/g)
t = √( 2×150/9.8)
t = 5.53 sec
Horizontal velocity = 50m/s
Horizontal range of balloon, R = U"t
= 50× 5.53
= 27.65m
So the balloon will go 27.65 metre away from the bridge